Narayan Das

Your Smart Way to Secure Tomorrow’s Gold, Today

At Narayan Das Sarraf & Sons Jewellers, we bring you our most trusted and rewarding savings plan — the Gold Tree Scheme, an exclusive 11-month gold savings program

Pay for 11 Months. Get the Benefit of 12

Deposit a fixed amount every month for 11 months, and as a token of appreciation, your 12th installment is absolutely FREE from us.

This gives you more value when you redeem it for beautiful Hallmark gold jewellery.

Exclusive Benefits

One-Month Bonus Gift

Get an extra month added as our welcome gesture when you join the Diamond Tree scheme.

Easy & Stress-Free Savings

Enjoy flexible monthly deposits designed to make gold saving simple and effortless.

Celebrate with Special Rewards

On your Birthday or Anniversary, receive a complimentary gift along with movie tickets.

Redeem for Hallmark Jewellery

Convert your savings into any Hallmark-certified gold jewellery of your choice.

Free Repair & Polishing

Enjoy one year of free repair and polishing on your jewellery (material cost extra).

Build a Secure Gold Asset

A safe, smart, and rewarding way to grow your gold collection with complete peace of mind.

GOLD TREE SAVINGS SCHEME

Payment mode	EMI	11 Month Amount	Bonus	Amount with Bonus
Monthly EMI	5000/-	55,000/-	5,000/-	60,000/-
Monthly EMI	10,000/-	1,10,000/-	10,000/-	1,20,000/-
Monthly EMI	15,000/-	1,65,000/-	15,000/-	1,80,000/-
Monthly EMI	20,000/-	2,20,000/-	20,000/-	2,40,000/-

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Terms & Conditions

Monthly installment must be deposited on or before the 10th of every month.
Payments accepted via Cash, DD, UPI & other approved modes.
Outstation cheques are not accepted.
You may provide a post-dated cheque payable at Varanasi in favor of Narayan Das Sarraf & Sons.
Missed an installment?
- No problem — continue the scheme.
- At redemption, pay the amount of missed months.
Want to discontinue?
- You may do so anytime.
- You can purchase jewellery equal to your deposited amount with no deductions. (Note: Incentives/bonus will not apply.)
Manufacturing charges, wastage, taxes & other policies apply.
No additional discounts apply under this scheme.